Terms and Conditions
Please read the following terms carefully before using this site.
This site may be linked to other World Wide Web sites or resources which are provided by third parties. The Asia and Oceania Association of the International Cooperative and Mutual Insurance Federation is not responsible for the availability of such external sites or resources, and does not endorse the content, advertising, products or other materials on or available from such sites or resources.
Please notify us (firstname.lastname@example.org) in case you have linked to our site. You do not have to obtain our approval in advance. However, please acknowledge that the webmaster may ask to remove such links without any explanation.
Please make sure to link the following URL as we may change the structure or directories or file names without any prior notice.